Schaumburg Bank & Trust Company, National Association

Chartered Bank Active FDIC Insured
Health Score
9.9 / 10

1180 E Higgins Rd, Schaumburg, IL 60173

Financial Overview

Total Assets $2.39B
Total Deposits $2.05B
Profitability (ROA) 1.89%
Shareholder Return (ROE) 18.52%
Capital Cushion (Eq/Assets) 9.74%
Established 01/22/2001

Financial Health Analysis

Schaumburg Bank & Trust Company, National Association is a currently active commercial lending specialization banking institution headquartered in Schaumburg, Illinois. Established in 01/22/2001, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Schaumburg Bank & Trust Company, National Association manages $2.39B in total assets and holds $2.05B in customer deposits. When evaluating the stability of Schaumburg Bank & Trust Company, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.74%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.89%, while its Return on Equity (ROE) sits at 18.52%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$293.1M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bankschaumburg.com

FDIC Certificate #: 57103

Specialization: Commercial Lending Specialization

Location

1180 E Higgins Rd

Schaumburg, Illinois 60173

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