Security First National Bank of Hugo

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

100 S Broadway St, Hugo, OK 74743

Financial Overview

Total Assets $140.0M
Total Deposits $125.0M
Profitability (ROA) 2.10%
Shareholder Return (ROE) 21.75%
Capital Cushion (Eq/Assets) 9.88%
Established 01/07/1930

Financial Health Analysis

Security First National Bank of Hugo is a currently active commercial lending specialization banking institution headquartered in Hugo, Oklahoma. Established in 01/07/1930, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Security First National Bank of Hugo manages $140.0M in total assets and holds $125.0M in customer deposits. When evaluating the stability of Security First National Bank of Hugo, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.88%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.10%, while its Return on Equity (ROE) sits at 21.75%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$62.5M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: http://www.sfnb.net

FDIC Certificate #: 432

Specialization: Commercial Lending Specialization

Location

100 S Broadway St

Hugo, Oklahoma 74743

Open in Google Maps →

Map