Southern Bank and Trust Company
Chartered Bank Active FDIC Insured
Health Score
9.0 / 10
100 N Center St, Mount Olive, NC 28365
Financial Overview
Total Assets $5.25B
Total Deposits $4.77B
Profitability (ROA) 0.89%
Shareholder Return (ROE) 10.90%
Capital Cushion (Eq/Assets) 8.22%
Established 01/01/1901
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$85.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.southernbank.com
FDIC Certificate #: 15359
Specialization: Commercial Lending Specialization