State Bank of Missouri

State Bank of Missouri is a currently active all other under 1 billion banking institution headquartered in Concordia, Missouri. Established in 07/28/1884, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, State Bank of Missouri manages $139.4M in total assets and holds $127.6M in customer deposits. When evaluating the stability of State Bank of Missouri, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.76%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.35%, while its Return on Equity (ROE) sits at 17.09%. These robust metrics contribute to an overall health score of 9.1 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.