State Street Bank and Trust Company
One Congress Street, Boston, MA 02114
Financial Overview
Financial Health Analysis
State Street Bank and Trust Company is a currently active all other over 1 billion banking institution headquartered in Boston, Massachusetts. Established in 01/01/1792, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, State Street Bank and Trust Company manages $386.55B in total assets and holds $299.56B in customer deposits. When evaluating the stability of State Street Bank and Trust Company, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.43%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.81%, while its Return on Equity (ROE) sits at 10.55%. These robust metrics contribute to an overall health score of 8.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$99.85B avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.statestreet.com
FDIC Certificate #: 14
Specialization: All Other Over 1 Billion