Summit Bank

Summit Bank is a currently active commercial lending specialization banking institution headquartered in Oakland, California. Established in 07/01/1982, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Summit Bank manages $270.2M in total assets and holds $211.5M in customer deposits. When evaluating the stability of Summit Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 18.31%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.06%, while its Return on Equity (ROE) sits at 5.91%. These robust metrics contribute to an overall health score of 8.8 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.