The Citizens Bank of Philadelphia, Mississippi

The Citizens Bank of Philadelphia, Mississippi is a currently active commercial lending specialization banking institution headquartered in Philadelphia, Mississippi. Established in 01/01/1908, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Citizens Bank of Philadelphia, Mississippi manages $1.53B in total assets and holds $1.35B in customer deposits. When evaluating the stability of The Citizens Bank of Philadelphia, Mississippi, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 5.25%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.68%, while its Return on Equity (ROE) sits at 13.33%. These metrics result in a moderate health score of 7.1 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.