The Citizens Bank of Weston

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

201 Main Ave, Weston, WV 26452

Financial Overview

Total Assets $299.4M
Total Deposits $264.3M
Profitability (ROA) 1.57%
Shareholder Return (ROE) 15.10%
Capital Cushion (Eq/Assets) 10.49%
Established 12/23/1891

Financial Health Analysis

The Citizens Bank of Weston is a currently active commercial lending specialization banking institution headquartered in Weston, West Virginia. Established in 12/23/1891, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Citizens Bank of Weston manages $299.4M in total assets and holds $264.3M in customer deposits. When evaluating the stability of The Citizens Bank of Weston, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.49%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.57%, while its Return on Equity (ROE) sits at 15.10%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$132.2M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.citzensbankweston.com

FDIC Certificate #: 19674

Specialization: Commercial Lending Specialization

Location

201 Main Ave

Weston, West Virginia 26452

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