The Citizens National Bank of Somerset
Chartered Bank Active FDIC Insured
Health Score
8.3 / 10
44 Public Sq, Somerset, KY 42501
Financial Overview
Total Assets $706.5M
Total Deposits $565.1M
Profitability (ROA) 1.65%
Shareholder Return (ROE) 28.56%
Capital Cushion (Eq/Assets) 5.71%
Established 01/01/1919
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$51.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.cnbsomerset.com
FDIC Certificate #: 2725
Specialization: Mortgage Lending Specialization