The Farmers Bank

The Farmers Bank is a currently active commercial lending specialization banking institution headquartered in Greensboro, Georgia. Established in 09/06/1911, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Farmers Bank manages $177.5M in total assets and holds $161.9M in customer deposits. When evaluating the stability of The Farmers Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.36%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.95%, while its Return on Equity (ROE) sits at 11.71%. These robust metrics contribute to an overall health score of 9.2 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.