The First National Bank of Fletcher

Chartered Bank Active FDIC Insured
Health Score
9.1 / 10

401 West Cole Ave, Fletcher, OK 73541

Financial Overview

Total Assets $23.0M
Total Deposits $20.9M
Profitability (ROA) 0.89%
Shareholder Return (ROE) 9.80%
Capital Cushion (Eq/Assets) 8.86%
Established 11/13/1902

Financial Health Analysis

The First National Bank of Fletcher is a currently active other specialized under 1 billion banking institution headquartered in Fletcher, Oklahoma. Established in 11/13/1902, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The First National Bank of Fletcher manages $23.0M in total assets and holds $20.9M in customer deposits. When evaluating the stability of The First National Bank of Fletcher, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.86%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.89%, while its Return on Equity (ROE) sits at 9.80%. These robust metrics contribute to an overall health score of 9.1 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$10.5M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: http://fletcherbank.com

FDIC Certificate #: 4098

Specialization: Other Specialized Under 1 Billion

Location

401 West Cole Ave

Fletcher, Oklahoma 73541

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