The First State Bank of Ransom

The First State Bank of Ransom is a currently active agricultural specialization banking institution headquartered in Ransom, Kansas. Established in 01/01/1900, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The First State Bank of Ransom manages $48.8M in total assets and holds $39.7M in customer deposits. When evaluating the stability of The First State Bank of Ransom, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 17.86%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.86%, while its Return on Equity (ROE) sits at 4.79%. These robust metrics contribute to an overall health score of 8.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.