The James Polk Stone Community Bank
Chartered Bank Active FDIC Insured
Health Score
9.1 / 10
109 E 2nd St, Portales, NM 88130
Financial Overview
Total Assets $443.2M
Total Deposits $378.0M
Profitability (ROA) 2.00%
Shareholder Return (ROE) 25.69%
Capital Cushion (Eq/Assets) 7.82%
Established 07/30/1906
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$47.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.