The National Bank of Blacksburg
100 S Main St, Blacksburg, VA 24060
Financial Overview
Financial Health Analysis
The National Bank of Blacksburg is a currently active commercial lending specialization banking institution headquartered in Blacksburg, Virginia. Established in 01/01/1891, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, The National Bank of Blacksburg manages $1.83B in total assets and holds $1.65B in customer deposits. When evaluating the stability of The National Bank of Blacksburg, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.01%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.12%, while its Return on Equity (ROE) sits at 12.51%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$59.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.nbbank.com
FDIC Certificate #: 6821
Specialization: Commercial Lending Specialization