THE VINTON COUNTY NATIONAL BANK

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

203 West Main Street, Mcarthur, OH 45651

Financial Overview

Total Assets $1.58B
Total Deposits $1.39B
Profitability (ROA) 1.25%
Shareholder Return (ROE) 12.16%
Capital Cushion (Eq/Assets) 10.28%
Established 01/01/1867

Financial Health Analysis

THE VINTON COUNTY NATIONAL BANK is a currently active all other over 1 billion banking institution headquartered in Mcarthur, Ohio. Established in 01/01/1867, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, THE VINTON COUNTY NATIONAL BANK manages $1.58B in total assets and holds $1.39B in customer deposits. When evaluating the stability of THE VINTON COUNTY NATIONAL BANK, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.28%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.25%, while its Return on Equity (ROE) sits at 12.16%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$81.7M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.vcnbfamily.bank

FDIC Certificate #: 6636

Specialization: All Other Over 1 Billion

Location

203 West Main Street

Mcarthur, Ohio 45651

Open in Google Maps →

Map