The Yellowstone Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

12 1st Ave, Laurel, MT 59044

Financial Overview

Total Assets $1.34B
Total Deposits $1.13B
Profitability (ROA) 2.99%
Shareholder Return (ROE) 22.88%
Capital Cushion (Eq/Assets) 12.51%
Established 05/26/1926

Financial Health Analysis

The Yellowstone Bank is a currently active commercial lending specialization banking institution headquartered in Laurel, Montana. Established in 05/26/1926, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Yellowstone Bank manages $1.34B in total assets and holds $1.13B in customer deposits. When evaluating the stability of The Yellowstone Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.51%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.99%, while its Return on Equity (ROE) sits at 22.88%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$112.9M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: yellowstonebank.com

FDIC Certificate #: 1978

Specialization: Commercial Lending Specialization

Location

12 1st Ave

Laurel, Montana 59044

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