Troy Bank & Trust Company
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
1000 Highway 231 S, Troy, AL 36081
Financial Overview
Total Assets $1.56B
Total Deposits $1.35B
Profitability (ROA) 1.25%
Shareholder Return (ROE) 10.27%
Capital Cushion (Eq/Assets) 12.45%
Established 01/01/1906
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$103.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.troybankandtrust.com
FDIC Certificate #: 5598
Specialization: Commercial Lending Specialization