Valley Bank of Kalispell

Valley Bank of Kalispell is a currently active commercial lending specialization banking institution headquartered in Kalispell, Montana. Established in 07/01/1911, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Valley Bank of Kalispell manages $210.8M in total assets and holds $192.1M in customer deposits. When evaluating the stability of Valley Bank of Kalispell, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.25%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.73%, while its Return on Equity (ROE) sits at 20.23%. These robust metrics contribute to an overall health score of 9.3 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.