Wells Fargo Bank South Central, National Association
2005 Taylor St, Houston, TX 77007
Financial Overview
Financial Health Analysis
Wells Fargo Bank South Central, National Association is a currently active mortgage lending specialization banking institution headquartered in Houston, Texas. Established in 06/18/1894, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Wells Fargo Bank South Central, National Association manages $2.70B in total assets and holds $1.79B in customer deposits. When evaluating the stability of Wells Fargo Bank South Central, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 28.51%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.69%, while its Return on Equity (ROE) sits at 6.11%. These robust metrics contribute to an overall health score of 8.8 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$1.79B avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.wellsfargo.com
FDIC Certificate #: 5146
Specialization: Mortgage Lending Specialization