Wells Fargo Bank South Central, National Association

Chartered Bank Active FDIC Insured
Health Score
8.8 / 10

2005 Taylor St, Houston, TX 77007

Financial Overview

Total Assets $2.70B
Total Deposits $1.79B
Profitability (ROA) 1.69%
Shareholder Return (ROE) 6.11%
Capital Cushion (Eq/Assets) 28.51%
Established 06/18/1894

Financial Health Analysis

Wells Fargo Bank South Central, National Association is a currently active mortgage lending specialization banking institution headquartered in Houston, Texas. Established in 06/18/1894, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Wells Fargo Bank South Central, National Association manages $2.70B in total assets and holds $1.79B in customer deposits. When evaluating the stability of Wells Fargo Bank South Central, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 28.51%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.69%, while its Return on Equity (ROE) sits at 6.11%. These robust metrics contribute to an overall health score of 8.8 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$1.79B avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.wellsfargo.com

FDIC Certificate #: 5146

Specialization: Mortgage Lending Specialization

Location

2005 Taylor St

Houston, Texas 77007

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