Wilmington Savings Fund Society, FSB

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

500 Delaware Ave, Wilmington, DE 19801

Financial Overview

Total Assets $22.02B
Total Deposits $18.77B
Profitability (ROA) 1.68%
Shareholder Return (ROE) 13.64%
Capital Cushion (Eq/Assets) 12.08%
Established 02/18/1832

Financial Health Analysis

Wilmington Savings Fund Society, FSB is a currently active commercial lending specialization banking institution headquartered in Wilmington, Delaware. Established in 02/18/1832, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Wilmington Savings Fund Society, FSB manages $22.02B in total assets and holds $18.77B in customer deposits. When evaluating the stability of Wilmington Savings Fund Society, FSB, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.08%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.68%, while its Return on Equity (ROE) sits at 13.64%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$197.6M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.wsfsbank.com

FDIC Certificate #: 17838

Specialization: Commercial Lending Specialization

Location

500 Delaware Ave

Wilmington, Delaware 19801

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