WOODTRUST BANK

WOODTRUST BANK is a currently active commercial lending specialization banking institution headquartered in Wisconsin Rapids, Wisconsin. Established in 08/11/1891, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, WOODTRUST BANK manages $707.5M in total assets and holds $574.4M in customer deposits. When evaluating the stability of WOODTRUST BANK, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.40%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 3.90%, while its Return on Equity (ROE) sits at 42.09%. These robust metrics contribute to an overall health score of 9.8 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.