Axos Bank

Chartered Bank Active FDIC Insured
Health Score
9.8 / 10

4350 La Jolla Village Dr, San Diego, CA 92122

Financial Overview

Total Assets $28.24B
Total Deposits $22.68B
Profitability (ROA) 2.18%
Shareholder Return (ROE) 22.72%
Capital Cushion (Eq/Assets) 9.59%
Established 07/04/2000

Financial Health Analysis

Axos Bank is a currently active commercial lending specialization banking institution headquartered in San Diego, California. Established in 07/04/2000, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Axos Bank manages $28.24B in total assets and holds $22.68B in customer deposits. When evaluating the stability of Axos Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.59%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.18%, while its Return on Equity (ROE) sits at 22.72%. These robust metrics contribute to an overall health score of 9.8 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$7.56B avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.axosbank.com

FDIC Certificate #: 35546

Specialization: Commercial Lending Specialization

Location

4350 La Jolla Village Dr

San Diego, California 92122

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