Citizens Business Bank, National Association

Citizens Business Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Ontario, California. Established in 08/09/1974, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Citizens Business Bank, National Association manages $15.51B in total assets and holds $12.00B in customer deposits. When evaluating the stability of Citizens Business Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.80%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.34%, while its Return on Equity (ROE) sits at 9.12%. These robust metrics contribute to an overall health score of 9.7 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.