Bank Independent
Chartered Bank Active FDIC Insured
Health Score
9.7 / 10
710 S Montgomery Ave, Sheffield, AL 35660
Financial Overview
Total Assets $2.95B
Total Deposits $2.56B
Profitability (ROA) 0.93%
Shareholder Return (ROE) 9.88%
Capital Cushion (Eq/Assets) 9.95%
Established 08/02/1947
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$75.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bibank.com
FDIC Certificate #: 16604
Specialization: Commercial Lending Specialization