Builtwell Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

728 Broad St, Chattanooga, TN 37402

Financial Overview

Total Assets $2.30B
Total Deposits $2.02B
Profitability (ROA) 2.04%
Shareholder Return (ROE) 18.20%
Capital Cushion (Eq/Assets) 11.44%
Established 05/03/1904

Financial Health Analysis

Builtwell Bank is a currently active commercial lending specialization banking institution headquartered in Chattanooga, Tennessee. Established in 05/03/1904, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Builtwell Bank manages $2.30B in total assets and holds $2.02B in customer deposits. When evaluating the stability of Builtwell Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.44%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.04%, while its Return on Equity (ROE) sits at 18.20%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$56.1M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.builtwell.bank

FDIC Certificate #: 10307

Specialization: Commercial Lending Specialization

Location

728 Broad St

Chattanooga, Tennessee 37402

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