Commercial Bank

Commercial Bank is a currently active commercial lending specialization banking institution headquartered in Harrogate, Tennessee. Established in 11/01/1976, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Commercial Bank manages $2.31B in total assets and holds $1.93B in customer deposits. When evaluating the stability of Commercial Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.88%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.81%, while its Return on Equity (ROE) sits at 16.88%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.