Centreville Bank

Chartered Bank Active FDIC Insured
Health Score
8.5 / 10

1218 Main St, West Warwick, RI 02893

Financial Overview

Total Assets $3.05B
Total Deposits $2.34B
Profitability (ROA) 0.86%
Shareholder Return (ROE) 6.30%
Capital Cushion (Eq/Assets) 13.66%
Established 01/01/1888

Financial Health Analysis

Centreville Bank is a currently active commercial lending specialization banking institution headquartered in West Warwick, Rhode Island. Established in 01/01/1888, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Centreville Bank manages $3.05B in total assets and holds $2.34B in customer deposits. When evaluating the stability of Centreville Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.66%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.86%, while its Return on Equity (ROE) sits at 6.30%. These robust metrics contribute to an overall health score of 8.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$106.4M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: http://www.centrevillebank.com

FDIC Certificate #: 17764

Specialization: Commercial Lending Specialization

Location

1218 Main St

West Warwick, Rhode Island 02893

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