Shoreham Bank
Chartered Bank Active FDIC Insured
Health Score
5.7 / 10
1 Shoreham Way, Warwick, RI 02886
Financial Overview
Total Assets $522.0M
Total Deposits $417.8M
Profitability (ROA) 0.30%
Shareholder Return (ROE) 2.73%
Capital Cushion (Eq/Assets) 10.50%
Established 01/01/1979
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$104.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.shoreham.bank
FDIC Certificate #: 27417
Specialization: Commercial Lending Specialization