Cross Bank

Cross Bank is a currently active agricultural specialization banking institution headquartered in Wynne, Arkansas. Established in 06/04/1891, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Cross Bank manages $564.4M in total assets and holds $499.3M in customer deposits. When evaluating the stability of Cross Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.74%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.01%, while its Return on Equity (ROE) sits at 19.06%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.