First State Bank

First State Bank is a currently active commercial lending specialization banking institution headquartered in Russellville, Arkansas. Established in 01/12/1934, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First State Bank manages $612.1M in total assets and holds $537.2M in customer deposits. When evaluating the stability of First State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.91%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.32%, while its Return on Equity (ROE) sits at 2.94%. These metrics result in a moderate health score of 5.8 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.