Farmers State Bank

Farmers State Bank is a currently active all other under 1 billion banking institution headquartered in Booneville, Kentucky. Established in 01/02/1931, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Farmers State Bank manages $68.6M in total assets and holds $62.0M in customer deposits. When evaluating the stability of Farmers State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.59%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.18%, while its Return on Equity (ROE) sits at 15.18%. These robust metrics contribute to an overall health score of 9.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.