Farmers & Traders Bank of Campton

Chartered Bank Active FDIC Insured
Health Score
8.6 / 10

215 Mountain Parkway Spur Rd, Campton, KY 41301

Financial Overview

Total Assets $68.7M
Total Deposits $55.0M
Profitability (ROA) 1.31%
Shareholder Return (ROE) 19.68%
Capital Cushion (Eq/Assets) 6.50%
Established 01/01/1902

Financial Health Analysis

Farmers & Traders Bank of Campton is a currently active commercial lending specialization banking institution headquartered in Campton, Kentucky. Established in 01/01/1902, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Farmers & Traders Bank of Campton manages $68.7M in total assets and holds $55.0M in customer deposits. When evaluating the stability of Farmers & Traders Bank of Campton, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 6.50%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.31%, while its Return on Equity (ROE) sits at 19.68%. These robust metrics contribute to an overall health score of 8.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$55.0M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.farmersandtradersbank.com

FDIC Certificate #: 288

Specialization: Commercial Lending Specialization

Location

215 Mountain Parkway Spur Rd

Campton, Kentucky 41301

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