First Mutual Bank, FSB

First Mutual Bank, FSB is a currently active mortgage lending specialization banking institution headquartered in Belpre, Ohio. Established in 01/01/1906, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Mutual Bank, FSB manages $110.4M in total assets and holds $91.3M in customer deposits. When evaluating the stability of First Mutual Bank, FSB, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.65%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.19%, while its Return on Equity (ROE) sits at 2.02%. These metrics result in a moderate health score of 5.0 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.