Warsaw Federal Savings and Loan Association

Warsaw Federal Savings and Loan Association is a currently active mortgage lending specialization banking institution headquartered in Cincinnati, Ohio. Established in 01/01/1893, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Warsaw Federal Savings and Loan Association manages $100.3M in total assets and holds $70.3M in customer deposits. When evaluating the stability of Warsaw Federal Savings and Loan Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.29%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is -0.18%, while its Return on Equity (ROE) sits at -1.58%. These figures yield a lower health score of 4.0 out of 10, indicating potential areas for operational improvement and tighter capital management.