Franklin Savings Bank

Franklin Savings Bank is a currently active commercial lending specialization banking institution headquartered in Farmington, Maine. Established in 11/16/1868, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Franklin Savings Bank manages $764.6M in total assets and holds $606.7M in customer deposits. When evaluating the stability of Franklin Savings Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 18.22%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.95%, while its Return on Equity (ROE) sits at 5.28%. These robust metrics contribute to an overall health score of 8.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.