Katahdin Trust Company

Chartered Bank Active FDIC Insured
Health Score
9.5 / 10

11 Main St, Patten, ME 04765

Financial Overview

Total Assets $1.11B
Total Deposits $953.2M
Profitability (ROA) 0.92%
Shareholder Return (ROE) 9.47%
Capital Cushion (Eq/Assets) 9.79%
Established 03/07/1918

Financial Health Analysis

Katahdin Trust Company is a currently active commercial lending specialization banking institution headquartered in Patten, Maine. Established in 03/07/1918, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Katahdin Trust Company manages $1.11B in total assets and holds $953.2M in customer deposits. When evaluating the stability of Katahdin Trust Company, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.79%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.92%, while its Return on Equity (ROE) sits at 9.47%. These robust metrics contribute to an overall health score of 9.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$56.1M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.katahdintrust.com

FDIC Certificate #: 12874

Specialization: Commercial Lending Specialization

Location

11 Main St

Patten, Maine 04765

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