Hilltop National Bank
300 Country Club Rd, Casper, WY 82609
Financial Overview
Financial Health Analysis
Hilltop National Bank is a currently active commercial lending specialization banking institution headquartered in Casper, Wyoming. Established in 07/27/1964, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Hilltop National Bank manages $1.14B in total assets and holds $1.04B in customer deposits. When evaluating the stability of Hilltop National Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.52%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.68%, while its Return on Equity (ROE) sits at 19.99%. These robust metrics contribute to an overall health score of 9.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$129.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: WWW.HILLTOP.BANK
FDIC Certificate #: 19184
Specialization: Commercial Lending Specialization