Passumpsic Savings Bank

Passumpsic Savings Bank is a currently active mortgage lending specialization banking institution headquartered in Saint Johnsbury, Vermont. Established in 02/24/1853, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Passumpsic Savings Bank manages $925.4M in total assets and holds $743.1M in customer deposits. When evaluating the stability of Passumpsic Savings Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.18%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.45%, while its Return on Equity (ROE) sits at 3.46%. These metrics result in a moderate health score of 6.4 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.