Ledyard National Bank

Ledyard National Bank is a currently active commercial lending specialization banking institution headquartered in Norwich, Vermont. Established in 05/22/1991, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Ledyard National Bank manages $1.04B in total assets and holds $881.6M in customer deposits. When evaluating the stability of Ledyard National Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.38%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.66%, while its Return on Equity (ROE) sits at 9.05%. These metrics result in a moderate health score of 7.6 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.