Union Bank

Union Bank is a currently active commercial lending specialization banking institution headquartered in Morrisville, Vermont. Established in 01/01/1891, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Union Bank manages $1.62B in total assets and holds $1.20B in customer deposits. When evaluating the stability of Union Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 5.93%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.80%, while its Return on Equity (ROE) sits at 13.40%. These metrics result in a moderate health score of 7.8 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.