Union Bank
Chartered Bank Active FDIC Insured
Health Score
7.8 / 10
20 Main St, Morrisville, VT 05661
Financial Overview
Total Assets $1.62B
Total Deposits $1.20B
Profitability (ROA) 0.80%
Shareholder Return (ROE) 13.40%
Capital Cushion (Eq/Assets) 5.93%
Established 01/01/1891
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$57.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.ublocal.com
FDIC Certificate #: 14158
Specialization: Commercial Lending Specialization