Stockman Bank of Montana
700 Main St, Miles City, MT 59301
Financial Overview
Financial Health Analysis
Stockman Bank of Montana is a currently active commercial lending specialization banking institution headquartered in Miles City, Montana. Established in 01/01/1944, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Stockman Bank of Montana manages $7.68B in total assets and holds $6.32B in customer deposits. When evaluating the stability of Stockman Bank of Montana, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.66%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.94%, while its Return on Equity (ROE) sits at 20.12%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$134.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.stockmanbank.com
FDIC Certificate #: 16191
Specialization: Commercial Lending Specialization